Many people labor under the mistaken impression that pursuing fair compensation is easier when the defendant in a car accident case is the victim’s own uninsured motorist insurance company. This is simply not true. As the case set forth below illustrates, an insurance company can likely align itself with the negligent motorist that caused the collision – not its own insured – and fight tooth and nail to pay out as little as possible on a claim, even when liability is clear.
Facts of the Case
In a recent case, the plaintiff was a man who was involved in an accident with the defendant driver in Shelby County, Tennessee, in January 2016. The man was joined in the suit by his wife as co-plaintiff. The plaintiff’s uninsured motorist carrier was served with a copy of the complaint pursuant to the Tennessee Uninsured Motorist Act. The defendants did not dispute that the driver was liable for the accident in question; rather, the primary issues before the court were the extent of the plaintiff’s injuries and their impact on the plaintiff’s earning capacity.