Personal Injury

Published on: March 24, 2020

Federal District Court Grants Discovery Sanctions in Tennessee Worker’s Negligence Lawsuit Against Crane Company Following Accident in Man Basket

When someone is injured on the job, he or she is typically limited to the benefits available under workers’ compensation. However, there are some circumstances in which a third-party action can be brought, such as an east Tennessee personal injury lawsuit.

For instance, a recent case explored some of the complications that can arise when a worker is injured while performing tasks while standing on equipment owned by another company, on a job supervised by a second entity. Although the case was not fully resolved and may still proceed to trial, a federal district court judge imposed significant sanctions on the defendant due to its actions during the discovery phase of the case. This could potentially aid the parties in resolving their dispute prior to trial.

Facts of the Case

The plaintiff in a case filed in the United States District Court for the Middle District of Tennessee, Nashville Division, was a man who was injured during an accident involving a crane. According to the plaintiff, both of his legs were shattered when the crane’s “man basket,” in which he was standing, suddenly dropped 15 0r 20 feet due to either a malfunction of the crane or operator error. The plaintiff filed suit against the company that owned the crane and provided the operator for it, asserting claims for common law negligence and negligence per se due to the crane company’s alleged failure to comply with regulations promulgated by the Occupational Safety and Health Administration (OSHA). The crane company then filed a third-party claim against the bridge utility company that was in charge of the project during which the plaintiff was injured. The plaintiff’s employer’s workers’ compensation insurance company intervened to assert its subrogation rights. Through various motions, the parties sought discovery sanctions and/or other relief.

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Published on: February 20, 2020

Tennessee Court of Appeals Reduces Remittitur Issued by Trial Court in Tractor Trailer Accident Case

By Mark Hartsoe

In a Tennessee truck accident case, an injured person may be able to recover money damages for several different types of loss, including loss of earning capacity. In simple terms, this means that the defendant has to pay the plaintiff the money that he or she would have been able to earn but for the accident.

Loss of earning capacity can be temporary (until the plaintiff physically recovers from the accident and returns to work), or it can be permanent (when the plaintiff is unlikely to ever be able to go back to work). The burden of proof is on the plaintiff to provide evidence of his or her lost earnings, both past and future, resulting from the wreck.

Sometimes, a jury may award an amount of damages that, when considered by the trial court judge or the court of appeals, was not in line with the evidence introduced at trial. Rather than start over with a new trial, the court may issue a “remittitur,” which reduces the amount the plaintiff ultimately receives as to one or more elements of damages but does not otherwise disturb the jury’s verdict in his or her favor as to liability or other issues. In other words, the plaintiff still wins; he or she just gets less money than the jury awarded.

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Published on: February 6, 2020

Tennessee Appellate Court Finds Conflict Between City’s On-the-Job-Injury Policy and State Statute Setting Forth Presumption in Firefighter Death Cases

By Mark Hartsoe

Most workers in Tennessee are covered by workers’ compensation laws. However, some are not. For example, some public employees are not entitled to benefits under the same system that a fast food restaurant employee or factory worker would be covered.

In such cases, the employee (or, in a fatal illness or accident case, the worker’s family) may be entitled to some alternative type of benefits following an accident or sickness caused by the worker’s conditions of employment, but such a suit may be pursued more in the nature of a Tennessee personal injury or wrongful death lawsuit than a “regular” worker’s compensation case. Some governmental entities’ work injury coverage is administered through a third-party administrator who makes the initial decision in the case. This may be reviewed by an administrative law judge, a chancellor or circuit court judge, and, eventually, the appellate court.

Facts of the Case

In a recent case, the plaintiff was the widow of a city fireman who passed away in 2015. At the time of his death, the decedent had worked for the city’s fire department for some 20 years. His pre-hire physical examine revealed no signs of hypertension or other heart disease. After having completed a 24-hour workday that required him to manage calls on five separate calls, the decedent passed away within 12 hours of leaving his post. The widow sought on-the-job-injury benefits for the fireman’s death. The defendant’s third-party administrator denied the widow’s claim on the basis that no autopsy had been performed on the decedent as was required under the city’s on-the-job injury policy.

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Published on: January 29, 2020

Class Action Lawsuit Accuses Insurance Company of Violating Tennessee Law in Handling of Uninsured Motorist Deductibles

By Mark Hartsoe

In a Tennessee car accident case, the defendant is usually the driver whose negligence caused the crash. If he or she was on the job at the time, his or her employer may also be named as a defendant based on the principles of vicarious liability. Sometimes, however, the negligent driver cannot be identified. This may happen in a hit-and-run accident, for example. In these cases, the plaintiff’s litigation opponent may be his or her own insurance company, provided that he or she had uninsured motorist insurance. A recent case dealt with the issue of whether an insured motorist insurance company violated Tennessee law in its dealings with own insureds in such cases.

Factual Allegations

In a recent case, the plaintiff filed a putative Tennessee state court class action lawsuit against the defendant insurance company, alleging that the defendant had unlawfully charged customers a deductible in accidents in which uninsured motorists were positively identified and solely at fault. The defendant admitted that this scenario did happen to the plaintiff but denied that there had been a policy or practice regarding charging deductible in uninsured motorist cases. The defendant further alleged that it was justified in denying the plaintiff’s claim because he had failed to accurately report that he was using his car to provide ridesharing services.

After the state court lawsuit had been pending for some time, the state court allowed the plaintiff to amend his complaint to add a request for punitive damages. This amendment increased the damages at issue to the threshold for removal to federal court, and the defendant removed the action to the United States District Court for the Western District of Tennessee. At the time of the removal, a motion to compel was pending.

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Published on: December 27, 2019

Alleged Nursing Home Arbitration Agreement Held Invalid by Tennessee Court of Appeals

By Mark Hartsoe

Doctors, nurses, hospitals, and nursing homes have a strong aversion to being sued. Of course, no one wants to be accused of carelessness or wrongdoing, and defendants facing claims of nursing home negligence or patient abuse are no different.

However, as compared to many other defendants, the medical establishment goes above and beyond in their efforts to dissuade injured individuals from seeking justice. Sometimes, such efforts begin very early in the process – with a requirement that a patient agree to arbitrate, rather than litigate, any possible claims as a condition to admission into a treatment facility. Fortunately, not all such attempts to deprive an injured person or his or her family of their day in court are successful. A Knoxville nursing home negligence lawyer may be able to challenge the validity of the agreement.

Facts of the Case

In a case filed in the Circuit Court for Shelby County, the plaintiff was a woman whose mother suffered a fractured tibia and fibula in a fall while she was a resident at the defendant nursing home. The plaintiff, acting as her mother’s next friend, filed suit against the defendant, asserting claims of ordinary negligence and violations of the Tennessee Healthcare Liability Act, codified at Tennessee Code Annotated §§ 29-26-101, et seq. In response, the defendant filed a motion to compel arbitration and to stay the proceedings, relying upon a 2013 agreement signed by the plaintiff on her mother’s behalf when the mother entered the defendant’s facility.

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Published on: November 20, 2019

Tennessee Court of Appeals Reverses Summary Judgment Granted to Insurance Agent and Agency in Insureds’ Failure-to-Procure Excess Uninsured Motorist Coverage Case

By Mark Hartsoe

Uninsured motorist insurance coverage is very important because it can be the only protection available to a person who is involved in an east Tennessee car accident with an uninsured driver (similarly, underinsured motorist coverage protects against situations in which the at-fault driver has some, but not enough, liability insurance. In cases in which coverage is triggered due to a defendant’s lack of coverage (or lack of sufficient coverage, as the case may be), the insurance company essentially “stands in the shoes” of the negligent driver. This means that the insurance company can offer defenses to liability, just as the driver would do under the same circumstances. An insurance company is an insurance company, after all, and the fact that its insured is on the other side of the suit does not change the insurer’s desire to limit the payout on the claim.

This can be very upsetting to policyholders who have been loyal customers, always paying their premiums on time and being careful drivers. What can come as an even worse surprise, however, is a customer thinking that he or she has uninsured motorist insurance coverage in place and then finding out – after an accident caused by another motorist – that he or she does not have such coverage.

Facts of the Case

In a recent case, the plaintiffs were a husband and wife who had previously lived in Georgia. When they lived in that state, they had $2,000,000 worth of excess uninsured motorist coverage, and their policy included a separate “line item premium” for the excess uninsured motorist coverage. After they moved to Tennessee in 2013, the plaintiff husband approached the defendant insurance broker and insurance agency about obtaining a personal umbrella insurance policy with the same coverage that the couple had in Georgia. According to the husband, he provided a copy of the Georgia policy so that the agent could help him obtain similar coverage in Tennessee.

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Published on: October 30, 2019

Tennessee Supreme Court Rules That Claimant Was Not a Necessary Party to Declaratory Judgment Action Between Insurance Company and Insured

By Mark Hartsoe

When someone has automobile accident liability insurance and he or she is sued due to a Tennessee car accident, the insurance company has two responsibilities: to provide a defense for the insured and to indemnify him or her in the event of a judgment. The insured individual also has certain obligations, perhaps the most important of which is the duty to cooperate with the insurance company during the legal proceedings arising from the accident.

When the insured does not cooperate in the way that he or she should, the insurance company may not have a duty to defend or indemnify him or her. Unfortunately, innocent people – namely, those injured by the insured’s negligence – may be negatively affected in such a situation.

Facts of the Case

In a recent case that was heard by the state’s highest court, the plaintiff was an insurance company that filed a declaratory judgment action against the defendant insured, seeking a declaration that it did not have to provide a defense to the insured in a personal injury lawsuit that had been file against him pertaining to an automobile accident or to indemnify him for any damages ultimately awarded to the claimant in that lawsuit. The insured reportedly did not respond, and the trial court entered a default judgment for the insurance company, holding that it did not have a duty to defend or indemnify the insured under the circumstances.

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Published on: September 23, 2019

Tennessee Court of Appeals Holds that Drug Dealer Liability Act Lawsuit Can Proceed Against Opioid Manufacturers

By Mark Hartsoe

The so-called “Opioid Epidemic” is big news these days, as more and more claims are being filed against the makers of pharmaceutical products like hydrocodone, oxycodone, oxymorphone, OxyContin, Roxicodone, and Opana by both individuals and government officials.

Here in Tennessee, several attorneys general have sought to assert claims against those who make these and other opioid drugs, but of course the manufacturers have done their best to resist these efforts if at all possible.

Earlier this month, the Tennessee Court of Appeals issued a decision in one such matter, holding that a case previously dismissed by a state court judge could go forward against certain pharmaceutical companies under a state statute that provides a civil remedy against those who participate in the illegal drug trade. If you or a loved one is suffering from the use of such medications, a Tennessee personal injury attorney may be able to determine whether you have a claim.

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Published on: August 23, 2019

Tennessee Personal Injury Lawsuit Settles for $2M, Leading Defendants to Ask that their Insurance Company be Substituted as Real Party in Interest

By Mark Hartsoe

A Tennessee personal injury case can involve multiple defendants, some of whom may point to finger of blame at one or more of the others. In some situations, the plaintiff may be able to settle his or her claim(s) against one or more of the defendants, leaving the defendants to continue to fight among themselves about how much each rightfully owes. When this happens, it is not usual for a liability insurance company to be substituted as a real party in interest.

Facts of the Case

In a federal district court case in which a decision was issued earlier this year, the plaintiff was man who was reportedly electrocuted while working at a fair and music festival in Memphis in 2016. The accident happened when a ride that was plugged into the same generator as the ride upon which the plaintiff was working became energized by an overhead powerline, causing electricity to flow through the first ride, through the generator, through the second ride, and into the plaintiff’s body.

The plaintiff brought suit against four different amusement companies in the United States District Court for the Western District of Tennessee. Two of the defendants brought crossclaims against a third defendant, seeking indemnification and a defense. That defendant sought summary judgment on the crossclaims, urging that its contract with one of the two defendants did not obligate it to indemnify the two defendants for their defense costs in the case. The plaintiff and the two defendants filed a joint motion to dismiss the crossclaims based on a settlement agreement. As part of the settlement agreement, the plaintiff had the right to purchase an annuity; the first two defendants paid $2,075,000 to fund the annuity. The other two defendants did not contribute to the settlement payment.

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Published on: August 8, 2019

Tennessee Court of Appeals Reverses Summary Judgment to Asbestos Manufacturers in Product Liability Lawsuit

By Mark Hartsoe

Generally speaking, a Tennessee personal injury lawsuit must be filed within the one-year statute of limitations for negligence cases if it is to survive a motion for summary judgment. This seems like a straight-forward rule, but this is not always so. For example, in some cases, exposure to a product may cause serious injury or even death, but these effects may take many years to manifest themselves.

Tennessee also has a statute of repose that places additional limitations on the plaintiff in a personal injury or wrongful death case, including one stemming from injuries caused by exposure to asbestos. In some situations, an injured person may have been exposed to multiple sources of asbestos over a multi-year period, creating further issues that must be hashed out during the litigation process.

Facts of the Case

In a recent case, the plaintiff was a man who developed mesothelioma after working at a chemical plant in east Tennessee for approximately 20 years. He (along with his wife) filed multiple product liability claims against the defendants (an asbestos manufacturer and others), asserting claims for the defendants’ respective alleged involvement in the male plaintiff’s exposure to asbestos in the workplace.
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